Eligibility
Member should be either Green Card holder or US Citizen
Member's beacon score should be higher than 620
There will be no guarantors on credit cards

Member's current loan(s), if any, should be current and in good standing.
Any loans guaranteed by the applicant must also be current and in good standing.

Interest Rate - Fixed
Current interest rate is fixed at 12.9% APR.

Fees and Charges
Late fee of $35.00 will be assessed if the payment is not received by the due date.
Over the credit limit fee of $35.00 will also be assessed.
Cash advance rate will be 18% APR and a fee of 3% of each cash advance ($5.00 minimum or $100.00 maximum and $200 maximum on Platinum Card) will be assessed.

Eligibility
Member should be either Green Card holder or US Citizen
Member's beacon score should be higher than 650
There will be no guarantors on credit cards
Member's current loan(s), if any, should be current and in good standing
Any loans guaranteed by the applicant must also be current and in good standing

Interest Rate - Fixed
Interest rate is currently offered at a fixed rate at 9.9% APR.

Fees and Charges
Late fee of $35.00 will be assessed if the payment is not received by the due date.
Over the credit limit fee of $35.00 will also be assessed.
Cash advance rate will be 18% APR and a fee of 3% of each cash advance ($200 maximum on Platinum Card) will be assessed.