Loans


Low Doc/No Doc Loan

Low Doc loan up to $30,000
 
Definition
These are personal loans without guarantor up to $30,000.
 
Terms & Conditions
Members are eligible to apply for these loans if the following requirements are met:

  1. Member must be in good standing as a borrower/guarantor.
  2. Maximum term up to 60 months.
  3. Minimum credit score of 680 required.
  4. Interest rate varies based on the term of the loan and credit score.
  5. Minimum AGI of $50,000 required.
  6. Pay stub or bank statement required as proof of income.
  7. Application Fee $25.00 (refer to application fee disclosure).



No Doc loan up to $25,000
 
Definition
These are personal loans without guarantor up to $25,000.
 
Terms & Conditions
Members are eligible to apply for these loans if the following requirements are met:

  1. Member must be in good standing as a borrower/guarantor.
  2. Maximum term up to 60 months.
  3. Minimum credit score of 720 required.
  4. Interest rate varies based on the term of the loan and credit score.
  5. Minimum AGI of $50,000 required.
  6. Application Fee $25.00 (refer to application fee disclosure).




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"APY" refers to Annual Percentage Yield
"APR" refers to Annual Percentage Rate

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