- Credit limit up to $20,000
- Current interest rate is fixed at 9.9% annual percentage rate (APR)
- Optional payment protection coverage available
- Minimum Payment due at the end of each cycle will be 3% or $25 of the balance of the account, whichever is higher.
- Member should be either Green Card holder or US Citizen
- Member beacon score of 650+
- There will be no guarantors on credit cards
- Member’s current loan(s), if any, should be current and in good standing.
- Any loans guaranteed by the applicant must also be current and in good standing.
- Late Fee: $25.00
- Over limit Fee: $0
- Annual Fee: $0
- Currency Conversion Fee: 1% of Balance
- Return Check Fee: $25.00
- Cash advance rate will be 18% APR and a fee of 3% of each cash advance ($5.00 minimum or $50.00 maximum) will be assessed.
Cedit Card Payment Calculator
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