*Promotional rate is valid for balance transfers that are received and post between 10/1/18 and 12/31/18. The promotional rate does not apply to cash advances and credit purchases. The 1.99% annual percentage rate (APR) expires six months, and 2.99% annual percentage rate (APR) expires twelve months from the date of your balance transfer, at which time the APR will revert to the non-promotional rate of 9.90% to 11.90% APR, depending upon the card. Account must be in good standing to qualify. There is no annual fee or participation fees. This offer applies to both new and existing card holders. Limit subject to credit approval. Contact us for more details.