Credit Cards

Introductory offer 0% APR* for 6 months from account opening on purchases

After the intro APR offer ends, an APR of 9.90% or 11.90% will apply depending upon the card type.

*Secured credit card are only eligible for Standard Master Card
**APR=Annual Percentage Rate

Balance transfer 1.99% FOR 6 Billing Cycles or 2.99% FOR 12 Billing Cycles***
No Balance Transfer Fee

***Promotional rate is valid for balance transfers that are received and posted by 12/31/2021. The promotional rate does not apply to cash advances and credit purchases. 1.99% or 2.99% annual percentage rate (APR) expires six or twelve months respectively from the date of your balance transfer, at which time the APR will revert to the non-promotional rate of 9.90% or 11.90%, depending upon the card type. Account must be in good standing to qualify. Limit subject to credit approval and some terms and condition may apply. Contact us for more details.

• Credit limit $300 up to $10,000.
• Optional payment protection coverage is available.
• Minimum Payment due at the end of each cycle will be 3% or $15 of the balance of the account, whichever is higher.

• Member should be either a Green Card holder or US Citizen.
• There will be no guarantors on credit cards.
• Member’s current loan(s), if any, should be current and in good standing.
• Any loans guaranteed by the applicant must also be current and in good standing.

• Late Fee: $25.00
• Over limit Fee: $0
• Annual Fee: $0
• Currency Conversion Fee: 1% of Balance
• Return Check Fee: $25.00
• Cash advance rate will be 18% APR and a fee of 3% of each cash advance ($5.00 minimum or $50.00 maximum) will be assessed.