Simple Business Checking
SIMPLE BUSINESS CHECKING
A tailored solution for startups and small businesses with limited transaction activity, designed to empower your early-stage growth.
Simple Checking Features:
- Monthly Account Maintenance $2,500
- Monthly account maintenance Fee $24.99
- Every item over 10 charges @0.350 per transaction $0.35 per transaction
- Free ATM/Debit Card, Mobile Banking App and Remote Deposit Capture
This account is not available to convenience stores or businesses engaged in, or planning to engage in, ATM services, money orders, or money transmission.
Compare Business Checking Accounts
| Account Type | Simple Checking | Premium Checking | Advantage Checking | Enterprise Checking | ATM Advantage Checking | ATM Enterprise Checking |
|---|---|---|---|---|---|---|
| Minimum Daily Balance Required | $0 | $1000 | $1000 | $2500 | $1000 | $2500 |
| Below Balance Monthly Fee | $0 | $15 | $10 | $15 | $10 | $15 |
| Monthly Account Maintenance Fee | $24.99 | $35 | $19.99 | $24.99 | $9.99 | $14.99 |
| No Fee subject to Monthly Account Maintenance Requirement | $2500 | $3500 | $10,000 | $10,000 | $15,000 | $15,000 |
| No Monthly Fee subject to Monthly Account Maintenance and free Wires | ✗ | $25,000 (5 outgoing wire free) | $25,000 (5 outgoing wire free) | $25,000 (5 outgoing wire free) | $25,000 (5 outgoing wire free) | $25,000 (5 outgoing wire free) |
| Free Transaction Per Month | 10 | 500 | 100 | 250 | 100 | 500 |
| Fee for Each Transaction That Exceeds the Monthly Limit | $0.35 | $0.40 | $0.30 | $0.35 | $0.25 | $0.35 |
| Monthly Analysis Fee if seller of Money Order or Money Transmitter service | ✗ | ✗ | $64.99 | $64.99 | ✗ | ✓ |
| Monthly ATM Analysis Fee | ✗ | ✗ | $10 | $10 | ✗ | ✓ |
| Cash Withdrawal Fee | ✗ | ✗ | ✗ | ✗ | 0.10% | 0.10% |
| Cash Deposits | ✓ | ✓ | ✓ | ✓ | N/A | N/A |
| Teller Service Fee (Change order: currency straps/Coins Rolls/Coins Deposits) | 2% of Total | 2% of Total | 2% of Total | 2% of Total | 2% of Total | 2% of Total |
Getting Started
Please click the appropriate link below to download a business form.
This Credit Union is federally insured by the National Credit Union Administration (NCUA). Learn more about the NCUA here.
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Have a question?
Unlike other financial institutions, we are not open to the general public. Please take time to discover how you qualify. For membership eligibility and other assistance, please call our Member Service Center at 281-921-8500 or send us a message.
