*New primary members will receive the tier based cash bonus amount after meeting the 90-day qualification period requirements. The bonus will be deposited into your new account within 30 calendar days.
**$300 Cash bonus will be rewarded after the loan disbursement. Mortgage Loan and Share Secured Loan doesn’t qualify for the loan bonus.

How to qualify for this offer:

To be eligible: The offer is available only to the new primary member account and is exclusive to new checking accounts. The primary account holder is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility.

To receive the bonus:  To qualify for the cash bonus, you must become Nizari PFCU Primary Member (Click here to view the member eligibility and requirements) and then open a Checking Account, (Regular Checking Account or Ultimate Checking Account¹) with the required deposit amount mentioned above. For the additional loan bonus, you need to apply for a loan that must be disbursed between July 1, 2025, and September 30, 2025. To qualify, the member must be a new Nizari checking account holder and have not held a consumer checking account with Nizari within the past twelve (12) months. The opening deposit must consist of new funds transferred from a financial institution other than Nizari PFCU. Additionally, the member must make qualifying electronic deposits totaling at least $2,500 within ninety (90) days of the account opening (the “qualifying period”). A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has been posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network. (2) an instant payment processed through the RTP network (real-time payment system) or (3) an electronic credit from a third-party service that facilitates payments to your debit card using the Visa or Mastercard network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle^®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. An ACH direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g., scheduled payment date).

After the 90-day qualification period, if you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice. You are responsible for any taxes due on the bonus. We will report the bonus as income to tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.

This offer may be discontinued or changed at any time without notice.

1. Opening an Ultimate Checking Account may require an additional monthly fee of $4.99.  Please visit https://www.nizaricu.org/personal/ultimate-checking/ for more details.
Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.

This Credit Union is federally insured by the National Credit Union Administration (NCUA). Learn more about the NCUA here.