Low Doc Loan
Up to $30,000
Up to $49,900 for Trade Association Members
Low Doc Loan up to $30,000
Low Doc Loans are personal loans without guarantor up to $30,000.
Member can qualify for loan if the following requirements are met:
- Member must be in good standing as a borrower/guarantor.
- Maximum term up to 60 months.
- Minimum credit score of 680 required.
- Interest rate varies based on the term of the loan and credit score.
- Minimum AGI of $50,000 required.
- Pay stub or bank statement required as proof of income along with 4506-T Form
- Application Fee $35.00 (refer to application fee disclosure).
All of the above terms and conditions are subject to change. Some restrictions may apply.
Trade Association Members up to $49,900
Low Doc Loan for TA members are personal loans without guarantor up to $49,900:
Members are eligible to apply for the loan if the following requirements are met:
- Member must be in good standing as a borrower/guarantor.
- Proof of trade association membership required.
- Maximum term up to 60 months.
- Minimum credit score of 700 required and must have one prior loan with Nizari.
- Interest rate varies based on the term of the loan and credit score.
- Minimum income of $100,000 required.
- Pay stubs or bank statements are required as proof of income along with 4506-T Form.
- Application Fee $35.00 (refer to application fee disclosure).
All of the above terms and conditions are subject to change. Some restrictions may apply.
Getting Started
Download an application:
Please note that acceptance of your application does not mean approval of loan. INCOMPLETE Loan Applications will not be processed. Supporting documents must accompany application.
Other Personal Loans
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Personal Loans
Ranging from $1,001 to $75,000
Terms & Conditions
Member can qualify for loan if the following requirements are met:
- All borrowers and guarantors must be a Nizari PFCU member, and in good standing as a borrower/guarantor.
- All borrowers and guarantors are required to complete and sign Form 4506-T.
- Maximum repayment term of loan can be up to 72 months.
- Up to 2 guarantors may be required.
- Interest rate varies based on the term of the loan and credit score.
- Application Fee $25.00 (refer to application fee disclosure).
All the above terms and conditions are subject to change. Some restrictions may apply.
Getting Started
Download a personal loan application below.
