Student Loan Consolidation

• Combine several student loans into one loan
• The borrower can consolidate education loans only after they have a minimum of 1-year employment history
• The borrower must be able to provide proof of income for at least past 1 year AND current proof of income
• The borrower must provide copy of Degree/Diploma and transcripts of the final semester
• The borrower must provide Pay off a letter of existing student loans to determine the loan amount and to pay off existing loans
• Variable Rate Loan – Up to 120 months
• Fixed-Rate Loan – Up to 84 months
• Payments start within 60 days of disbursement

All of the above terms and conditions are subject to change. Some restrictions may apply.

Download an application:

• Student Loan Consolidation Application
• IRS Form 4506-T

Guarantors may be required. Please note that acceptance of your application does not mean approval of loan. INCOMPLETE Loan Applications will not be processed. Supporting documents must accompany the application.