Personal Loans
Loans ranging from $1,001 – $75,000
Personal Loans
Loans ranging from $1,001 – $250,000
*Terms & Conditions
- All borrowers and guarantors must be in good standing and must have good credit to qualify.
- All borrowers and guarantors are required to complete and sign Form 4506-C.
- Maximum repayment term of the loan can be up to 84 months.
- Up to 2 guarantors may be required.
- The interest rate is based on the Credit Score of the applicant and loan term.
- Application fee applies (refer to application fee disclosure).
All of the above terms and conditions are subject to change. Some restrictions may apply.
Getting Started
Guarantors are required. Please note that acceptance of your application does not mean approval of a loan. INCOMPLETE Loan Applications will not be processed. Supporting documents must accompany the application.
Personal Loans
-
ASSISTANCE LOANS UP TO $5,000
-
LOW DOC LOANS UP TO $25,000
-
SIGNATURE LOANS UP TO $75,000
-
PREMIER LOANS $75,001 TO $250,000
TERMS & CONDITIONS
- All borrowers must have an account/membership with NPFCU to apply for a loan.
- All borrowers must be in good standing and be of legal contractual age.
- All borrowers must have legal status to reside and work in the United States.
- Co borrowers or guarantors may be required to meet the loan criteria based on the requested loan amount, credit, and income of borrowers.
- All borrowers and guarantors (if applicable- guarantor profile insert link) must provide supporting documents as required in addition to a complete loan application.
- Assistance loans & Low doc loans require 2 months clear pay stubs or 3 months bank statements as proof of income.
- Personal and Premier loans require tax return(s), in addition to current proof of income.
- Loans exceeding $25,000 require Personal Financial Statements & 4506-C form to be completed (insert Meridan link).
- Maximum terms and starting rates as per rate schedule (insert link).
- The interest rate is based on the credit score of the borrowers and loan term.
- Application fee applies (refer to application fee insert link).
All of the above terms and conditions are subject to change. Some restrictions may apply.
Assistance loans are also offered more for paying emergency expenses and, also for new immigrants who need some support for settling or building credit. Borrower must have the ability to repay and DTI within limits.
Getting Started
Guarantors are required. Please note that acceptance of your application does not mean approval of a loan. INCOMPLETE Loan Applications will not be processed. Supporting documents must accompany the application.
Click here to access our online loan application portal where you can submit your loan application and a Loan officer will reach out to you to provide your supporting documents. Only preliminary starting rates for 700+ score and lower terms are displayed on the portal.
Personal loan Link to calculator
